Mortgage Advice in Dubai
Free, impartial mortgage advice from UAE-approved advisors. We help buyers secure the best rates from the UAE's leading banks.
Dubai Mortgage Key Facts
Max LTV (Residents)
80% for properties under AED 5M
Max LTV (Non-Residents)
75%
Min Down Payment
20% (residents), 25% (non-residents)
Mortgage Registration Fee
0.25% of loan amount (DLD)
Typical Mortgage Rate
4.5%–6.5% p.a. (variable/fixed)
Max Term
25 years
01
Pre-Qualification
We assess your financial profile and identify which UAE banks are best suited for your mortgage application.
02
Bank Comparisons
Access competitive rates from UAE's leading banks — ENBD, ADCB, FAB, Mashreq, HSBC and more.
03
Pre-Approval Letter
Secure a mortgage pre-approval before you start property searching — strengthens your offer position.
04
Mortgage Processing
We coordinate with your chosen bank throughout the property valuation and loan processing stage.
05
Final Offer & Drawdown
Guide you through the final offer letter, DLD registration and mortgage registration process.
Get Mortgage Advice
Free consultation — we'll help you understand your options.